Mobile Home Frequently Asked Questions
These answers cover the 4 topics buyers ask Welcome Home Mobile Homes about most: paying cash or financing, park age rules and approval, land-lease ownership and lot rent, and the company's licences. Each answer starts with the short version.
FL licence BH 1135033-1
How do buyers pay for a mobile home?
About 99.5% of land-lease buyers pay cash, and financing covers qualifying homes only, through 21st Mortgage.
What does "cash buyers" mean?
A cash buyer pays for the home with funds already in their account, with no mortgage or personal loan. About 99.5% of buyers of land-lease mobile homes pay this way.
Do you offer mobile home financing?
Financing is available on qualifying homes only, and only through 21st Mortgage. The lender looks at credit score, income and current employment, with 2 or more years of stable work preferred, and needs an inspection, an appraisal, a deposit and an approval letter.
How much do the homes cost?
Homes in local land-lease parks sell for $50,000 to $100,000. Today's prices are on mobile homes for sale in Pinellas County.
What do parks require?
Every park approves buyers itself and sets its own age rule, rules and fees.
What does "age restrictions" mean?
Every park on the company's list is either all-age or 55+. In a 55+ park, at least 80% of occupied homes have a resident aged 55 or older. The rules are in 55+ manufactured home communities in Florida.
What do parks check before they approve a buyer?
Parks check background, credit, verified income and past evictions. Do not apply if you do not meet a park's requirements: application fees are non-refundable, so check with the park first.
Who answers questions about park rules?
The park office. Every park is its own business with its own rules and bylaws, so buyers call the park directly to confirm them.
What kind of mobile homes do you sell?
Welcome Home Mobile Homes sells land-lease mobile homes: you buy the home and lease the land.
What is a land-lease mobile home?
A home you buy and own on a lot you rent from the park. After buying you pay monthly lot rent, which often covers water, sewer, trash and lawn care. See land-lease mobile homes.
Do you sell co-ops or resident-owned homes?
No. Co-ops and resident-owned parks are not sold.
How much is lot rent?
Lot rent in local parks runs $650 to $1,200 a month. The guide to mobile home lot rent explains what it covers.
Is Welcome Home Mobile Homes licensed?
Yes. Welcome Home Mobile Homes LLC holds Florida mobile home broker licence BH 1135033-1 and dealer licence DH 1150112-1.
Since when has the company been licensed?
Welcome Home Mobile Homes has been licensed and bonded since 2021 and has sold more than 500 mobile homes. Meet the team on about Welcome Home Mobile Homes.
Is Welcome Home Mobile Homes a lender?
No. The company is a licensed mobile home broker, not a lender or financial institution. Financed sales go through 21st Mortgage.
Can you sell my mobile home?
Yes. Owners in Tampa Bay parks sell your mobile home through the company, which lists and markets the home and handles park approval.
Where are the buying steps explained in full?
The 6 buying steps, from budget to title transfer, are in how to buy a mobile home in Florida. Every guide is on the mobile home guides page.
Talk to Rob about a mobile home today
Call or text 727-366-3679. Rob answers questions on homes for sale, lot rent and park approval in Clearwater and the rest of Tampa Bay.